Archive | May 19, 2017

Interface Financial Group- A Franchise Opportunity

Interface Financial is not only about a unique invoice discounting system; it is also about a franchise opportunity for you! The opportunity that IFG wants to provide home workers with is unmatchable. Not only will franchisees get superb returns on their capital but they will also be able to expand and grow their franchise at their own convenience with little marketing costs. IFG will continuously provide you with plenty of support and guidance which will provide you with guaranteed success as Interface Financials will let you in onto two decades of business secrets!

The marketplace for invoice discounting is a part of the financial services of factory. This is one of the markets which continue to grow at a healthy rate irrespective of the world wide recession. The lower end of the sales volume scale, which happens to be Interfaces unique market niche, has been growing healthily for quite some time. Furthermore, Interface has been successful in working with smaller newly emerging businesses. Hence there is absolutely no need for you to worry about the market situation of your to-be-born franchise.

On the other hand, are you starting to wonder about how competent you are to become a part of IFG? Maybe you are concerned about your lack of a financial background; worry not! IFG will provide all its franchisees with high quality training by means of self-study, field training, formal training and other web-based training modules. In addition to this there will also be an IFG coaching program which will ensure that you leave the program with the ability only to succeed!

There are plenty of more reasons why you should join hands with Interface. After all, IFG has always made its way into the top of the Entrepreneur Magazines Franchise 500 rating list, Americas Top Global franchise rankings and Home Based franchise ranking. The Franchise Research Institute has also classified Interface as a World Class Franchise.

All this is just an investment away. Start right away and become a part of a key financial service industry. Do not let yourself work for money; within the convenience of your home and with superb returns for a small startup, let money work for you! Join IFG today to become part of a franchise which is one of the best of the best.

Benefits Of Jewellery Insurance

Every household family in India carries gold and diamonds in form of jewellery or as a solid brick to make an investment. Probably apart from house, this is the second most precious thing in a family. Hence, to safeguard requires is Jewellery Insurance. Many people may take it as vague idea, but yes it not only gives safety but also helps in covering loss in event of any unfortunate circumstance. Jewellery insurance is not been covered by all insurance companies but a select few with the fine terms which needs to be read before declaring value and making jewellery insured.

The first and foremost benefit is of course the safety part. If a household carries jewellery worth Rs. 5 Lakh and a special occasion like marriage is due in family, its advisable to protect one from unforeseen circumstance by going in for jewellery insurance.

The process of obtaining insurance on jewellery starts with furnishing of invoice of the jewellery to the insurance company. The Insurance company then carries on valuation of jewellery by the empanelled jewellers. Once formalities done, the insurance company determine the Insured declared value. Next, comes reading and signing the declaration. Its vital to read the terms carefully as historically over 25% of the claims gets rejected in India due to faulty insurance policy or unawareness by signing on the consent form without reading the terms and conditions. It leads to not only loss in premium but also give one hassles and mental agony at the claim process. Its also advisable to take couple of snaps of the jewellery for your own record too while making them insured.

Do not follow with that insurance company which offers only the lowest premium but check the past track record in terms of claims and the service levels. Never get carried away with the low premium, there could be wide differences in the premium and claim service levels. Always, have a comparative view in respect to the multiple insurance companies and choose one which you feel is the best in service levels and claim track record.

Also, one may too get a valuation done of the jewellery through his own jeweller before going in for the insurance. As these jewellers are in this business, its best to take there advise and gives it weight for choosing insurance on the gold ornaments. Remember, insurance could act as slight expense in the beginning but it prevents one from a casualty. Take a positive side and have a peace of mind.

Lloyds Banking Group sells Halifax for 1

Lloyds Banking Group has sold its Halifax estate agency business for just 1 to LSL Property Services. The group has said 1,050 employees will be transferred to LSL after the sale.

However, the move is likely to cause 460 jobs to be lost, 360 of which are said to be full time positions.

Lloyds has been in talks about the changes with its unions, and added compulsory redundancies among counter staff was a “last resort”.

The business has 218 offices, 93 of which are franchise operations, but has continued to make losses despite efforts made by Lloyds Banking Group following the takeover of HBOS a year ago.

All 121 Halifax banking counters located in estate agents are set to close their doors early next year, and later rebranded as one of LSL’s existing brands.

LSL is the parent company of estate agency brands Your Move, Reeds Rains and Intercounty.

Lloyds said the decision to sell Halifax came after carrying out a strategic review, “which concluded that an estate agency operation is no longer integral to its business model”.

David Nicholson, managing director of Halifax Community Bank, said: “Halifax Estate Agency is a well established business and, following a strategic review, we believe that it is better able to grow outside the Group with a strong existing player in the market such as LSL Property Services.”

Ged Nichols, general secretary of union Accord, said: “We will be having early meetings with LSL to discuss their plans for the business and employees’ terms and conditions so that we can provide maximum support for Accord members who will be transferring to LSL’s employment.

Lloyds said all customers with mortgages or other services affected by the counter closures would receive a letter containing details of the changes and be given information regarding alternative locally placed banking facilities. Most of these locations either have a Lloyds TSB or Halifax branch within one mile.

“We have also made our view clear to Lloyds that the staff who currently work in the 121 branches with banking counters should have the opportunity to transfer to nearby bank branches. We believe that there is no need for compulsory redundancies.”

The sale has made LSL the second-largest estate agency operation in Britain. The firm was created after its counterpart Your Move was bought out of Norwich Union in 2004.

Simon Embley, LSL’s chief executive, said: “The purchase of Halifax Estate Agency heralds a significant step forward in the growth of LSL and its associated estate agency businesses. We now look forward to embracing the opportunities that this move presents to us and, at the same time, ensure the high standards and reputation HEA are renowned for are maintained and built upon in the future.”

Why get an India firm to design your brand logo

Small businesses and startups stay away from branding during the growth phase considering it an unwarranted expense. The money is perceived more useful for fuelling growth. Not branding from the launch can be counterproductive as brand building can spread the word about business and create trust. New businesses need it more than established businesses as novelty factor makes it hard to earn the market trust. The bare minimum is to have a logo that speaks.

Logo and brand retention

Without a logo, brand retention cannot not happen, making business positioning difficult in a competitive market space. It is well known that improving brand retention helps improve sales dramatically. When a prospect is making a choice between your brand and another, the logo which is clearer in mind is the winner. So your logo should stand out. Logo Design India is ideal for small businesses as Indian firms can offer low cost branding solutions. Whether getting a new logo done or having an old one replaced, it is cheap to get it done in India as Indian firms charge reasonably. They understand that logo making is work in progress which gives them an opportunity to build long term partnerships.

Work in progress

The first design your designer comes up with will not be the one that will be reproduced. There will be many sketches before your gut you find the right design. The right logo will evade you but assisted by a designer with a nuanced approach to design, you should be able to arrive at a design that conveys your brand effortlessly. You could also pitch in details like preferences for font or typeface, shapes and the preference for certain colors while explaining the significance of the suggestions for the brand. That said you should go easy on the artwork and leave much of it to the designer lest your ideas should prove an impediment to creativity. A businessman has to only make sure that the designer has understood his business and brand idea. Organizations doing logo design services India have in-house communication teams and marketing experts who would work to fine-tune the idea.

Do logos cost a lot?

Usually the cost of designing a logo depends on the business. A multinational business going for a marketing overhaul will be charged more compared to small startups looking for logo design from scratch. Bigger firms also have a long list of requirements which would require designers to conform to, keeping with the image of the brand in market. Small firms place no such restrictions. Logo Design Company India is highly viable for small businesses due to the cost benefit. Though established brands often consult Indian firms for overhaul, the smaller ones drive the demand. If you are on budget constraint but are looking for a superb logo that becomes an instant hit, you should look towards India.