Archive | May 28, 2017

MBA Banking

Some of the pioneer B schools in the country are now offering campus based eMBA-Finance (Banking & Insurance) program encompassing the whole range of Banking Services – Central, Commercial, Cooperative, Investment and International Banking with Insurance subjects such as Risk Management and Re insurance. Beside the classroom sessions, the MBA banking program includes on the job training, research & industrial project training. Students participate in workshops, seminars and class debates, solve case studies and have an opportunity to learn foreign languages. In addition to the regular curriculum, students undergo training in courses to improve their resourcefulness and networking skills.

These colleges have designed the program specifically, and strive to meet the needs of the fast expanding and crucial Banking Sector globally. The Finance Sector is emerging from its worst crisis in 80 years with tighter regulations and an overhang of debt in the West. The growth of Banking in emerging economies is changing exponentially and there is a need for bankers to address questions relating to opportunities and threats that arise from this and the lessons learnt if any.

Along with globalization, innovations in communication technology and de-regulation, the financial institutions have seen a tremendous transformation. Though these resulted in positive economic benefits such as increased productivity and capital flows, lower borrowing costs and better price discovery & risk diversification, they also lead to greater linkages across financial institutions around the world and increase in exposure to common sources of risk. In other words, the recent financial crisis has shown that financial institutes around the world are highly interconnected and that vulnerabilities in one market can easily spread to other markets outside national boundaries.

Keeping all these scenarios in mind students are exposed to highly effective management programs on skill set development by visiting faculty from reputed B Schools from within India and overseas. Some of the leading colleges of the country make it a priority to regularly interact with international dignitaries from USA, China, Mauritius, Israel, Pakistan, and other nations who impart valuable knowledge to the students. Students passing out of such portals are confident and are encouraged to acquire the required skills to lead and innovate in their career path.

These top institutes are the ones that not only play a part in the education of the students, but also invite top companies for placements and recruitments at the end of the year. They strive to achieve the right job fit with focus on ensuring that the students are placed in a company where they fit-in intellectually and culturally in India or overseas.

RBS, American Express Bank, HDFC, ICICI, AXIS Bank, Kotak Bank, Saraswat Bank and IDBI are some of the Banks which have recruited many MBA Banking students from leading B school campuses.

RBS, American Express Bank, HDFC, ICICI, AXIS Bank, Kotak Bank, Saraswat Bank and IDBI are some of the Banks which have recruited many students from leading campuses.

Alternative Investments The Modern Way To Gain Higher Returns

Alternative investments tend to provide to the investor a platform that enables earning of money with much fewer risks involvedand a higher ROI (return on investment). It can also be referred to as investments in hedge funds however it is all strategy related. Some alternative investment strategies may includeconvertible arbitrage, fixed income arbitrage, short bias and equity of market neutral. In most cases financial institutions are the holders of the alternative investments. Although these investments are controversial because of the lack of regulation, still economic analyst gives their views on them. They are also subject to scrutiny by politicians and sometimes lack proper disclosure.

The best thing about alternative investments is the rate of very higher returns than the traditional ones. There are many investment plans like giving by AIM (Alternative Investment Market). Established in 90s this platform has turned out to be more useful than the former Unlisted Securities Market, giving investors a chance to gain some profit and pool in the capital. AIM works for the small investors who are potentially not eligible to be listed in the stocks and gives them a free hand with respect to rules and regulations. Although there are some regulations but they do not torture the investor to increase their capital. The most important feature of AIM is that is does not stop investors by putting a check to the number of shares they can issue in the market. This facility gives investors a chance to increase their ratio in the market without much struggle. In the past few years it has also been seen that some investors with their proper time management and skills have managed to make way to enter the main market after successful results achieved in AIM. The London Stock Market has is the proud founder of AIM and had proved to be a rising star in alternative investments.

It is important to understand that investments are risky therefore wherever you invest in something it is important that care shall be taken. It must also be kept in mind that you are sure that you understand the business you are actually investing in. According to experts investing in your own business or some business that you understand is the key to success. Secondly, the management must be on its toes to make sure that a proper check is being kept on where the expenses are being done. Good investments can be done only if it is realized that the results are not hard to achieve if proper measures are taken.

Alternative Investments only require extra care as they are more risky. For instance if you are investing in some art items, you must be sure that you are actually trying to invest in the original one. To be successful in alternative investments it must be made sure that you understand what a man of ordinary diligence would do in similar circumstances.