Archive | December 30, 2017

Flexing The Health Insurance Company Muscle

When it comes to prescription drugs you may be that your course of treatment is being dictated by your doctor when in fact your health insurance company actually has a greater say in the drugs that may or may not be dispensed to you. Insurance companies don’t know you and they don’t have a medical degree but somehow, they seem to believe that they have the right to dictate your course of treatment and unfortunately this actually is a true statement.

When many people realize what is really going on between their doctor and their health insurance company in regards to the course of treatment they will receive and that it is driven more by the decisions made by the insurance company than the doctor professional opinions and conclusions it can be very disillusioning to say the least. The health insurance company usually decides the acceptable treatment package for the patient and is on their approval or disapproval. It is now standard practice before a physician will offer suggestions for their patience’s treatments to first consult with the health insurance plan.

Usually a doctor will not tell you that the course of treatment being suggested is what the health insurance company has approved. However, there are other doctors that do let their patients know why the prescribed treatment is being suggested.

As with most everything aspect of life, those with the most money generally get their way first. This is especially true in the medical field and the role and influence that big deep pocketed drug companies play in the options presented to the patients via the doctor. It might be that there are several very good options available, but because of the cost of the medical care, the health insurance company will blatantly discourage these options from being part of the options list made available to the patient.

Concerning health insurance coverage for most patients, their health insurance company has more control and influence to dictate the treatments for the insured parties that many previously believed and this is just plain wrong. Simply because no member of the health insurance company actually examined you and they don’t have the professional medical credentials to adequately make such life changing decisions for the patients. For the most part the insurance company only knows you by your policy number or case number, so why should they be allowed to possess so much control over your treatment and care?

A simple way to answer this is to realize that the health insurance company is big business that wants to continue unprecedented growth and profits by limiting their liability and decreasing the amount they pay to each claimant. The decisions almost never are based on any thing other than a business prospective and nothing to do with what is best for the insured patient to ensure that they are getting the best treatment available.

This entry was posted on December 30, 2017, in Enterprise.

An Honest Review Of Agel Enterprise

If you are looking for a method that can help you gain income in a really lucrative manner, then most probably, you are in search for a company that can help you achieve your goal. Multi-level marketing is the hype nowadays and this results to the massive increase of companies that follow the same pattern of business. This article will try to provide basic information about Agel Enterprise to help people decide if it is a worthy venture or simply a waste of time and money.

Agel : The Company

To start with, Agel is one of the recently introduced multi-level marketing (MLM) companies founded by Glen Jensen that specialize on vitamin and other nutritional supplements. It was introduced in this industry in the year 2005. The launching of the company was grand and fabulously remarkable with the extraordinary and exceptional introduction in 10 countries.

The Product of Agel
To be different with other vitamin MLM companies, Agel introduced a product line that is based on Gelceuticals. These products are formulated in such a way that the vitamins are combined with a gel substance in the assumption that this will promote better and enhanced metabolic absorption. This type of formulation is followed with the manufacture of other items like Agel:

1. MIN (general nutritional vitamin)

2. FIT (designed for weight control purposes)

3. OHM (an energy vitamin)

4. UMI (Fucodian based nutrient)

5. EXO (exotic fruit formulation)

Compensation Plan of Agel
Agels compensation plan is defined as modified binary compensation plan they term as Quadra plan. This type of compensation plan structure is more appreciated by experts in the MLM field because they agree that this has the greater chances of providing generous income for its distributors. Besides this mode of compensation plans, Agel still offers other means of earning incomes through different types of bonuses and incentives. Business builders can have the chance of earning money through team volume commissions and leveraged matching bonuses to name some.

Though there are still others who are somehow hesitant to join because they are taken aback by the compensation structure of Agel, looking deeper into the picture would lead you to the concept that it is really capable of offering a profitable networking opportunity. It all takes sufficient patience and hard work and soon you will be gathering the fruits of your labor.